San Jose Refinance by Equitas Capital - your San Jose Mortgage Refinance Specialists 

Refinance you Bay Area Home Mortgage with us - our best interest is you!

• Is your Adjustable Rate Mortgage about to rise again?
• Want to avoid "payment shock?"
• Do you want to know your OPTIONS that work in your favor?
• Do you want to take control of your equity again?

You're not alone, most of my current clients are refinancing out of their current NEG AM loan (negative amortization). Most of them loved the idea of a 1.5% rate, but only a few understood the consequences. I'll help you understand all your options and help you find out that's in your favor.

You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not.. Here are some important reasons to consider refinancing:

- Get a lower mortgage rate and reduce interest costs - call for California REFI rates
- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.
- Consolidate your first and second mortgages into a mortgage with a lower rate.
- Get cash for family wants and needs.

The advantages we offer you for your refinance mortgage needs include:

- Low rates
- Easy online application
- All types of mortgage programs
- Guidance and advice from an experienced loan professional

Ready to refinance your current mortgage? Apply online to be pre-approved for the loan you want.

Find out if now is the right time for you to refinance your current mortgage to lower your monthly payments, pay of your mortgage faster, take cash out, or combine your first and second mortgage.

Call Chris Casel for all your San Jose Refinance needs - (408)930-4519.